Built by Investors, for Investors

At Riverstone Capital, we provide flexible, investor-focused lending solutions designed to help you acquire, improve, and profit from real estate opportunities. Whether you’re building a rental portfolio, flipping homes, or executing a quick double close, our financing is built for speed, simplicity, and certainty.

Bridge Loans (BRRRR Strategy)

Build long-term wealth through short-term financing.

Our bridge loan program is designed for investors using the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat). We provide the capital needed to acquire and renovate a property so you can stabilize it and refinance into long-term financing.

How it works

  • Short-term loan (typically 6–12 months)

  • Interest-only monthly payments

  • Funding based on purchase price and rehab budget

  • Draws are released as work is completed

  • Exit strategy is a refinance into a conventional or DSCR loan

Who uses this loan

  • Rental property investors building portfolios

  • BRRRR investors recycling capital

  • Buyers targeting distressed or value-add properties

  • Investors needing fast closings not supported by traditional lenders

Facts & Tips

  • Most conventional lenders won’t finance distressed properties—bridge loans fill that gap

  • Focus on the after-repair value (ARV), not just purchase price

  • Have a clear refinance plan before closing

  • Rental income and seasoning requirements will impact your refinance timeline

  • Staying on budget and schedule protects your profit and your exit

Fix & Flip Loans

Fast, reliable capital for profitable flips.

Our fix and flip loans are designed for investors buying, renovating, and reselling residential properties. We help you move quickly on opportunities and maximize your return by financing both the purchase and the rehab.

How it works

  • Short-term loan (typically 6–9 months)

  • Interest-only payments

  • Loan based on a percentage of purchase price and ARV

  • Rehab funds held and disbursed through draw requests

  • Payoff occurs when the property is sold

Who uses this loan

  • Experienced and first-time flippers

  • Investors targeting undervalued properties

  • Buyers needing to close quickly on competitive deals

  • Investors working on multiple projects simultaneously

Facts & Tips

  • Profit is made when you buy—stick to disciplined purchase criteria

  • Accurate rehab estimates are critical to avoid overruns

  • Time is money—delays directly impact your returns

  • Understanding your local market is key to pricing correctly

  • Always build in a contingency for unexpected repairs

Transactional Funding

Close today, get paid tomorrow.

Transactional funding provides short-term capital—often for just 24–48 hours—to allow investors to complete a double closing. This is ideal for wholesalers or investors who have an end buyer lined up and need funds to close the initial purchase.

How it works

  • Same-day or next-day funding available

  • Loan is typically in place for 1–3 days

  • No monthly payments—flat fee structure

  • Funds are used strictly for a back-to-back closing

  • Repayment comes directly from the end buyer’s funds

Who uses this loan

  • Wholesalers executing double closings

  • Investors needing to keep assignment fees private

  • Buyers without access to immediate capital

  • Investors working on tight timelines

Facts & Tips

  • You must have a confirmed end buyer in place before funding

  • Title company coordination is critical for a smooth closing

  • Transactional funding is not for rehabs—it’s for quick resales only

  • Deals should have clear margins to cover fees and closing costs

  • Speed and organization are key to successful execution

Our Process

  • Initial Conversation
    We start with a straightforward discussion about the property, investment strategy, and exit plan to ensure alignment from the outset.

  • Deal Review & Underwriting
    Each deal is underwritten in-house using asset-based analysis informed by local market knowledge and real-world investing experience.

  • Documentation & Closing
    We move quickly to approve your loan within 24 hours and can close within 48 hours.

  • Ongoing Communication
    Throughout the life of the loan, we remain accessible and responsive, providing clarity and consistency from funding through payoff.

Trusted Everywhere

We work with clients across state and nationwide through secure portals, e-signatures, and virtual meetings—making it easy to work together from anywhere without sacrificing responsiveness or attention to detail.

Recently Funded Deals